CROWN ASSET MANAGEMENT, LLC v. VENTURA, KAREN L, KNL-CV24-6066350-S, 27025506 (Conn. Super. Ct. Mar. 7, 2024) (2024)

NO;
`
`SUPERIOR COURT
`
`Crown Asset Management, LLC
`
`Judicial District of New London
`
`VS.
`
`AT New London
`
`KAREN L VENTURA___
`
`
`January
`12, 2024
`
`COMPLAINT
`
`COUNT1:
`
`1,
`
`At all times relevant hereto, Plaintiff, CROWN ASSET MANAGEMENT, LLC,
`
`is a business located at 3100 Breckinridge Blvd Suite 725 DULUTH,GA 30096, A
`
`copy ofan affidavit from an employeeofplaintiff is attached hereto and the most recent
`
`statementis attached to the affidavit.
`
`D..
`
`At all times relevant hereto, Defendant, KAREN L VENTURA,is an individual
`
`currently residing at 103 THERMOS AVE#3 NORWICH, CT 06360.
`
`3.
`
`At all times relevant hereto, Plaintiff has been licensed to do business in the State
`
`of Connecticut.
`
`4,
`
`Pursuant to the Defendant's request, Plaintiff's assignor, Comenity Bank, issued to
`
`the defendanta credit account XXXXXXXX-XX-9439 in the Defendant's name.
`
`Plaintiff's assignor, Comenity Bank, the original creditor, assignedits rights,title,
`
`interest, and ownership of Defendant's debt to Plaintiff.
`
`This is an attempt to collect a debt and any information obtained will be used for that purpose.
`This communication is from a debt collector.
`CT_0103 File No 23-262295
`
`(IDG TNOOAT ATTT
`
`

`

`5)
`
`Asattested to by the Plaintiff in the annexed affidavit, Defendant has defaulted
`
`on this debt, and the last payment was made withinthe last six years.
`
`6.
`
`Upon use ofthe credit account, defendant became obligated to abide by all the
`
`terms and conditions of the Agreement,
`
`including, but not limited to the term in which
`
`Defendant promises to pay the Plaintiff's assignor.
`
`Th
`
`Despite demands to pay, Defendanthas failed and/or neglected to pay the sum
`
`due according to the Agreement.
`
`8,
`
`At present, Defendant owes Plaintiff a balance of Six Thousand Four Hundred
`
`Ninety Three dollars and 50 cents ($6,493.50), as set forth in the affidavit. In addition,
`
`Defendant owesthe full amount of debt, costs and fees as authorized pursuantto the
`
`terms of the Agreement.
`
`This is an attempt to collect a debt and any information obtained will be used for that purpose.
`This communicationis from a debt collector.
`CT_OING Pile Na 28-282008
`
`{ING OAOO ATI
`
`

`

`COUNT2:
`
`9,
`
`Plaintiff hereby repeats, re-alleges, and restates the allegations contained in
`
`paragraphs 1-4 of Count | as if more fully set forth below.
`
`10.
`
`Plaintiff's assignor, Comenity Bank, sent accurate monthly statementsto the
`
`defendants regarding the credit account.
`
`I.
`
`The monthly statements indicate Defendant's use ofthe credit account, payments
`
`made on the account from the Defendant, and that Defendant ceased making payments on
`
`the account.
`
`L
`
`The monthly statements also verify that Plaintiff's assignor, Comenity Bank,
`
`continued to send updated monthly statements to Defendant, which included an
`
`explanation offinance charges and late fees on the account due to account delinquency.
`
`This is an attempt to collect a debt and any information obtained will be used forthat purpose.
`This communication is from a debt collector.
`CT_0103 File No 23-262295
`
`THONOQ TRTa
`
`

`

`WHEREFORE,Plaintiff demands judgment against Defendantfor:
`
`1. The principal sum of $6,493.50;
`
`2. Reasonable costs and court fees; and
`
`3. Suchfurtherrelief as the Court deems just and proper.
`
`For Plaintiff, Crown Asset Management, LLC
`By Its Attorneys
`
`
`
`Kevin M. Hughes 426648
`Aaron Deacon 441489
`Firm Juris #438732
`Stillman Law Office
`30057 Orchard Lake Rd. Suite 200
`Farmington Hills, MI 48334
`(888) 286-5001
`(443) 588-0417 (fax)
`connecticut@stillmanlaw.com
`
`This is an attempt to collect a debt and any information obtained will be used for that purpose.
`This communicationis from a debt collector.
`CT_0103 File No 23-262295
`
`IDG POGORT ATTa
`
`

`NO:
`
`SUPERIOR COURT
`
`Crown Asset Management, LLC
`
`Judicial District of New London
`
`VS.
`
`AT New London
`
` KAREN L VENTURA
`January
`12, 2024
`
`NOTICE REGARDING FAIR DEBT COLLECTION PRACTICES ACT
`SUBSEQUENT COMMUNICATIONS
`
`Pursuant to the United States Code, Title 15, Section 1692, et seq., you are hereby
`
`notified that Counsel for the Plaintiff is attempting to collect the debt which is the subject ofthe
`
`within action and any information obtained will be used solely for that purpose.
`
`For Plaintiff, Crown Asset Management, LLC
`
`L/
`ByItsAttorneys
`
`
`Kevin M. Hughes 426648
`Aaron Deacon 441489
`Firm Juris #438732
`Stillman Law Office
`30057 Orchard Lake Rd. Suite 200
`Farmington Hills, MI 48334
`(888) 286-5001
`(443) 588-0417 (fax)
`connecticut@stillmanlaw.com
`
`This is an attemptto collect a debt and any information obtained will be usedfor that purpose.
`This communication is from a debt collector.
`CT_0104 File No 23-262295
`
`LAMANTAAL
`
`

`

`NO:
`
`SUPERIOR COURT
`
`Crown Asset Management, LLC
`
`Judicial District of New London
`
`VS.
`
`KAREN L VENTURA
`
`AT New London
`
`___
`
`January 12, 2024
`
`STATEMENT OF AMOUNT IN DEMAND
`
`The amount in demandis not greater than $15,000.00, exclusive of costs and interest.
`
`For Plaintiff, Crown Asset Management, LLC
`
`By Its Attorneys
`
`
`(ehes 426648
`Aaron Deacon 441489
`Firm Juris #438732
`Stillman Law Office
`30057 Orchard Lake Rd. Suite 200
`Farmington Hills, MI 48334
`(888) 286-5001
`(443) 588-0417 (fax)
`connecticut@stillmanlaw.com
`
`This is an attempt to collect a debt and any information obtained will be used for that purpose.
`This communication is from a debt collector.
`CT_0105 File No 23-262295
`
`{TPM AAG ATAT
`
`

`

`NO:
`Crown Asset Management, LLC
`
`|
`|
`
`SUPERIOR COURT
`Judicial District of New London
`
`VS.
`
`AT New London
`
`
`
`KAREN L VENTURA |_January 22, 2024
`
`MILITARY SERVICE AFFIDAVIT
`
`Defendant(s),KAREN L VENTURA are not knownto be in active military duty. The facts
`supporting this statement are
`evidencedin the appended Certificate verifying Active Duty Status
`obtained from Department of Defense ManpowerData Center. Plaintiff used the Defendant’s Social
`Security Numberin accessing and obtaining this report.
`
`| recognize the Defense Manpower Data Center (DMDC) as an organization of the Department of
`Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS)
`database whichis the official source of data on eligibility for military medical care and othereligibility
`systems.
`
`| hereby declare or affirm under the penalties of perjury that the facts and matters set forth in the
`aforegoing Affidavit are true and correct to the best of my knowledge, information, andbelief.
`ca
`aeSS
`Alfiant - Satya Bassa
`
`Date: 01/22/2024
`
`Subscribed to and sworn before me this 22nd day of January, 2024, in the County of Oakland, State of
`Michigan
`
`Jonathon Young
`Notary Public, State of Michigan
`County of Oakland
`My Commission Expires: January 15, 2030
`Acting in the County of Oakland
`
`CT_ON9 MILITARY AFFIDAVIT File No, 23-262295
`
`UT TTTET TTT
`
`

`

`Department of Defense Manpower Data Center
`
`Alosuits on of: dan og 1202500 1M RA HI
`
`
`
`
`Status Repert
`Pursuant to Servicemembers Civil Relicf Act
`
`SSN: Beenneat
`
`Birth Date:ESee
`Last Narne:
`VENTURA
`First Name:
`KAREN L
`Middle Name:
`
`Status As Of:
`Gertificate ID:
`
`Jan-18-2024
`4LY¥2LD4SYH2Z3L97
`
`
`
`
`al
`OnActive Buty On ActiveGuty Sta
`Active Duly End Date
`
`
`NA
`This reaponie reflects (he individuals activa duly statue based on the Active Buly Stata Daw
`
`
`
`
`Lett Active Duty Within 367 Daysof ActiveOutyStatus Date
`
`Aaliva:
`
`
` in/Mer Unit Was Notified of
`Order Notiheation End Date
`NA
`Thin rooponne reflects whether the individual of hater unit has te
`
`ived early volilication te reapart tor active city
`
`
`
`Upon searching the data banks of the Department of Defense Manpower Data Ganter, based on the information that you provided, the abovo is the status of
`the individual on the active duty status date os to all branches of the Uniformed Services (Army, Navy, Marine Gorps, Air Force, Space Force, NOAA, Public
`Health, and Goast Guard), This status includes information on a Servicemamberor hisshor unit receiving notilication of future orcdars to report for Active Duty,
`
`Sistafe
`
`Sam Youselzadeh, Director
`Dopartmoent of Defense - Manpower Dala Center
`4800 Mark Conter Drive, Suite 046268
`Alexandrin, VA Bes3so
`
`acLete
`
`CT_OM9 MILITARY AFFIDAVIT File No, 23-262295
`
`TOUTE an
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`

`

`The Defense Manpower Data Center (OMDC) is an organization of the Department af Defensa (Dol) that maintains the Defense Enrolimant and Eligibility
`Reporting System (DEERS) database which ts the official source of data on cligibilily for military medical care and other oligibility ayaterns.
`
`The DoD strangly supporte the enforcement of the Servicamoembera Civil Relief Act (60 USG App, § 3901 at seq, as amended) (SGRA) (formerly known as
`the Soldiers’ and Sailors' Civil Reliat Act of 1940), DMDG has issued hundreds of thousands of "does not Possoas nny information indicating that tha
`individual is currently on active duty" rasponses, and has experianced only a small error rate. In the avent the individual referenced nbove, or any tamily
`member, fignd, of representative asserts in any manner that the individual wan on active duty lor the active duly sintus date, or is otherwise ontitled to the
`protections of the SGRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Servies. Service cantact
`information can be found on the SCRA wabsite’'s FAQ page (G35) via this URL: hitps//sern.dmde.osd mil/scra/#iaqs. If you have ovidence the person
`was on uelive duty for the active duty status date and youfail to obtain this additional Service verification, punitive provisions of the SCRA may be Invoked
`against you. See 50 USG App. § 3921(c).
`
`(1) The individual's Active Duty status on the Active Duty Status Date (2) Whether theindividual left Active
`This response reflocts the following infarmation:
`Duty status within 367 days preceding the Active Duly Status Date (3) Whether the individual ar his/her unit received early netilicalion ta report for activa
`duly on the Active Duty Status Date.
`
`More information on "Active Duty Status"
`Active duty status as reported in this certificate is defined in accardance with 10 USC § 101 (d) (1). Prior to 2010 only some of the active duty periods lesa
`than 30 consecutive days in length were available,
`In the case of a member of the National Guard, this includes service under a call to active service
`authorized by the President or ihe Secretary of Defense under 42 USG § 502(1) for purposes of responding to a national emergency declared by the
`Prosident and supported by Federal funds. All Activo Guard Reaerve (AGR) mombers must bo Assigned against
`an outhorized mobilization position in the
`unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Gorps Active Reserve (ARs) and Gonst Guard Rosorve
`Program Administrator (RPAs). Active Duly status alse applios to a Uniformed Service mombor whois an active duly commissioned oflicer of the US.
`Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).
`
`Coverage Under the SCRA is Broader in Some Cases
`Coverage under the SCAA is broader in some cases and includes: some categories of parsons on active duty for purposes of tha SCRA who wauild not bo
`roportead as on Active Duly under this certificate. SGRA pratectiona are for Title 10 and Title 14 active duly records for all the Uniformod Sarvicos poriods.
`Titla 32 periods of Active Duty are nol covered by SGAA, as defined in accordance with 10 USC § 101(d)f1).
`
`Many times orders are amended to extend the period of active duty, which woulcl extend SGRA protections. Persons seeking to rely on this website
`certification should chock to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
`Furthermore, same protections of the SGRA may extend to persons who have received orders to report for active duly or to be inducted, but who have not
`actually begun active duty or actually reported for inductian. The Last Date an Active Duty entry i8 important bocause a number of protections of the SGRA
`extend beyond the last dates of active duty.
`
`Those whe could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights quaranteed to Service members under the SGRA
`are protected
`
`WARNING: This certificate was provided bused on a last name, SSN/date of birth, and active duty statue date provided by the requester, Providing
`erroneous information will aause an erroneous certiticate to be pravided.
`
`CT_O119 MILITARY AFFIDAVITFile No. 23-262295
`
`TT TTT
`
`

`

`STATE OF GEORGIA
`
`COUNTY OF GWINNETT
`ACCOUNT: 1529P001227751
`
`AFFID
`
`TOF DEBT
`
`1, Yasmin Salazar, am the Legal Document Specialist, for Crown Asset Management, LLC, the
`Plaintiff herein, and am competent to testify to the matters stated herein, which are made on my personal
`knowledpe,
`
`I further state that Crown Asset Management, LLC has purchased and is the owner of a claim
`against, KAREN Lo VENTURA, Account Number XXXX-XXXX-XXXX-9439 originally with
`Comenity Bank, in the amount of $6,493.50 representing the outstanding balance less payments received,
`if any.
`
`T base this Affidavit on Plaintiff's business records as well as the account
`1 further state that
`information supplied to Plaintiff by its Assignor at the time Plaintiff purchased Defendant's account.
`‘The
`information as to the balance due at
`the time of purchase was obtained from said account information
`with interest being, duly calculated pursuant to contract or statute.
`| am personally familiar with the data
`maintained in Crown Asset Management, LLC's computer system that was entered at time of purchase
`for which | relied uponin attesting to this affidavit. 1am familiar with said computer system and know it
`to be reliable, Any documents attached hereto are true copies ofthe original,
`I further certify that Tam duly qualified and competent to testify lo the matters stated herein, and
`authorized to make this Affidavit and if called as a witness would testify thereto,
`This Affidavit executed on _ F/3/2-3.
`
`Yasmin Salazar
`Legal Document Specialist
`
`= ~
`
`Subscribed and sworn to
`dayof
`
`Notary Public
`
`:
` this
`MyryPutichW/LOA
`]
`“¢oe, QO?S
`
`File No, 23-262295
`
` IQ
`
`CT_OIN9 MILITARY AFFIDAVITFile No. 23-262295
`
`PUERTO TUT TVPYTAA
`
`

`

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`CT_OL9 MILITARY AFFIDAVIT File No. 23-262295
`
`TUMVE TUTAn
`
`

`

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`
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` SATION REQUIRED! Yeur Aceount in extrartaly pant due ried will be written off an oa bad debt SOornM
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`Ant ino which this sintement clasecd. You can find the Statement closing date in the
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` if yeu are mest able to perry thee Minirourn payment amount, we mmy atill
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`IMPORTANT INE GRMATION ANGUT LATE FEE CREDITS
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`If wer cies, we will
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`Wao try oecamicariually presvicies eo
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`
` 3 OOF
`
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`CT_OIMY MILITARY AFFIDAVITFile No, 23-262295
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